Type Of LoansNew ROIRebateEff. Int Rate
AINDIVIDUAL LOAN (Scheme Finance)
1If CIBIL Score is 750 and above
SAVALI (Home Loan / Agri Home Loan)
SAVALI HOME LOAN9.50%1.008.50%
AGRI HOME LOAN (For agree housing rebate is not applicable)9.50%-9.50%
House Repair/Renovation11.50%1.00%10.50%
PUSHPAK (Vehicle Loan)
4 Wheeler (Insurance through our bank)9.25%1.00%8.25%
4 Wheeler (Insurance other)9.75%1.00%8.75%
Home Appliance Loan (Sajawat)13.00%-13.00%
Home Appliance Loan For Solar11.00%1.00%10.00%
Personal Loan Against Property (PLAP)13.00%1.00%12.00%
Personal Loan (Unsecured Loan)16.00%-16.00%
B2If CIBIL Score is below 750
SAVALI (Home Loan/Agri. Home Loan)
SAVALI HOME LOAN9.75%1.00%8.75%
AGRI HOME LOAN (For agree housing rebate is not applicable)9.75%-9.75%
House Repair/Renovation12.00%1.00%11.00%
PUSHPAK (Vehicle Loan)
4 Wheeler (Insurance through our bank)9.75%1.00%8.75%
4 Wheeler (Insurance other)10.20%1.00%9.25%
Home Appliance Loan (Sajawat)14.00%1.00%14.00%
Home Appliance Loan For Solar11.50%1.00%10.50%
Personal Loan Against Property (PLAP)13.25%1.00%12.25%
Personal Loan (Unsecured Loan)17.00%-17.00%
C1PUSHPAK 2 Wheeler13.00%1.00%12.00%
2DYANSADHANA (Educational Loan)12.00%1.00%11.00%
3Gold Loan9.75%-9.75%
4Tour Loan14.00%-14.00%
DBUSINESS LOAN
Up to Rs.100.00 Lacs
1Term Loan11.50%1.00%10.50%
2Working Capital Loan11.50%1.00%10.50%
3Business Loan Against Property (BLAP)13.00%1.00%13.00%
Above Rs.100.00 Lacs
1Term Loan12.50%-12.50%
2Working Capital Loan12.50%-12.50%
3Business Loan Against Property (BLAP)13.00%-13.00%
4Unsecured Loan for Professional
Professional Term Loan12.50%-12.50%
Professional Overdraft12.50%-12.50%
5Temporary Overdraft (TOD) (For CC/SOD)ROI +2%-ROI +2%
6Commercial Vehicle Loan (CVL)13.00%1.00%12.00%
7Micro Finance : SHG, JLG14.00%-14.00%
8LC Discounting, DBP10.00%-10.00%
9Commercial SOLAR Loan (Swayamprakash)9.75%-9.75%
ELoan for Grain & Other Agri. Goods Merchant
1Pledge Loan against Warehouse receipts (Latur & M.Y.Sangli Br.)11.50%-11.50%
2Pledge Loan against Cashew (Ajara, Gadhingaj, Gargoti branch)12.00%-12.00%
3Pledge Loan against Single Cold storage / Warehouse Receipt (Latur & M.Y.Sangli Branch)12.50%-12.50%
FAGRICULTURAL LOAN
1Crop Loan, Agri. Cash Credit11.50%-11.50%
2Agri. Investment11.50%-11.50%
3Agri. Allied11.50%-11.50%
GOTHER LOANS
1Other Secured Loan11.50%-11.50%
2Loan against Fixed Deposit (FD rate + following ROI)
Loan Up to Rs.300 Lac1.00%-1.00%
Loan More Than Rs.300 Lac Tors.500 Lac0.75%-0.75%
Loan Above Rs.500 Lac0.50%-0.50%
If FDR is more than one then FDR of highest int. rate should be consider
3Cheque, DD purchase18.00%-18.00%
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