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Tax Saving Deposit Scheme

Tax Saving Deposit Scheme

A Tax Saving Deposit Scheme allows individuals to enjoy assured returns while saving on income tax under Section 80C.

Key Benefits:

Eligible for tax deduction under Section 80C
Guaranteed fixed returns with a 5-year lock-in
Safe and ideal for long-term tax-efficient savings

Calculate Tax Savings

Invest smartly and reduce your tax burden with KAIJS Bank

Key Features

Core Features of Our Tax Saving Deposit

Tax Deduction Under Section 80C

Reduce your taxable income with eligible deductions up to ₹1.5 lakh.

Fixed 5-Year Lock-In

A mandatory lock-in ensures disciplined savings and stable, secure returns.

Assured Interest Earnings

Grow your investment with fixed, guaranteed interest throughout the tenure.

Safe & Risk-Free Investment

Ideal for taxpayers who want secure returns without market fluctuations.

Great for Long-Term Planning

A perfect savings tool for building future financial security with tax advantages.

Easy Application & Management

Open and manage your tax-saving deposit seamlessly with simple procedures.

interest rates

KAIJS Bank Attractive Tax Saving Deposit Scheme

Other Details	Tax Saving Deposit Scheme (Int. Rate 7.25% p.a.)
Senior Citizens, who have completed 60 yrs. of age, will get 0.50% p.a. as additional interest. For premature withdrawal of such deposits, the rules framed under Circular No. (287) of our bank i.e. penalty of 1% p.a. will be levied for premature withdrawal of deposit against contract rules or the rate being applicable for the period held with the branch, whichever is less. The rates are equally offered to the General Depositors as well as to all the Co-op. Societies.	Scheme for individual (Single or Jointly) & for HUF also. TDS exemption available u/s. 80 C of IT Act. Duration for at least 5 years or maximum for 10 yrs. No loans available against this scheme rule. TDS rule wherever applicable. Every deposit in multiple of Rs. 100/- Int. paid monthly, quarterly & yearly. Nomination facility available. Above rates are common for all types of depositors including bank staff i.e., 7.25% p.a. Rate for Senior Citizens is 8.10% p.a. No premature withdrawal allowed.

Other Details

Tax Saving Deposit Scheme (Int. Rate 7.25% p.a.)

Senior Citizens, who have completed 60 yrs. of age, will get 0.50% p.a. as additional interest.
For premature withdrawal of such deposits, the rules framed under Circular No. (287) of our bank i.e. penalty of 1% p.a. will be levied for premature withdrawal of deposit against contract rules or the rate being applicable for the period held with the branch, whichever is less.
The rates are equally offered to the General Depositors as well as to all the Co-op. Societies.

Scheme for individual (Single or Jointly) & for HUF also.
TDS exemption available u/s. 80 C of IT Act.
Duration for at least 5 years or maximum for 10 yrs.
No loans available against this scheme rule.
TDS rule wherever applicable.
Every deposit in multiple of Rs. 100/-
Int. paid monthly, quarterly & yearly.
Nomination facility available.
Above rates are common for all types of depositors including bank staff i.e., 7.25% p.a.
Rate for Senior Citizens is 8.10% p.a.
No premature withdrawal allowed.

Invest Today • Save Tax • Secure Your Future.

Tax Saving Deposit Scheme

Key Benefits:

Calculate Tax Savings

Invest smartly and reduce your tax burden with KAIJS Bank

Core Features of Our Tax Saving Deposit

Tax Deduction Under Section 80C

Fixed 5-Year Lock-In

Assured Interest Earnings

Safe & Risk-Free Investment

Great for Long-Term Planning

Easy Application & Management

KAIJS Bank Attractive Tax Saving Deposit Scheme

0230 2433505

18008912101 (Toll Free)

kaijsbho@ijsbank.com

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