Revise Service Charges / Commission

Sr. No.
Particular
Commission Amt.
1.D.D.
Up to ₹. 10,000/-₹. 25/-
Above ₹. 10,000/-Per thousand or its share ₹. 2/-, Maximum ₹. 2000/-
2.Bankers Cheque / Pay Order
Up to ₹. 10,000/-₹. 20/-
Above ₹. 10,000/-Per thousand & its share ₹. 2/-, Maximum ₹. 2000/-
3.Bills Discounting
Up to ₹. 5,000/-₹. 25/-
Above ₹. 5,000/-For each thousand & its share ₹. 5/- + Postage + Interest as per rule.
For Local Cheque PurchaseFor each thousand ₹. 2/- Maximum ₹. 3,000/-
4.Duplicate DD
For All Duplicate DD₹. 75/-
Revalidation₹. 50/-
5.Duplicate Passbook (Printing A/c.)
Saving Passbook / Printout₹. 50/-
CD, Cash Credit / Printout₹. 50/- + ₹. 5/- per printout
6.Duplicate A/c Statement / Printout₹. 8 per page, Maximum ₹. 50/-
7.Computer Printout (Account Statement)Daily ₹. 8/-
Weekly ₹. 20/-
Monthly ₹. 25/-
8.Local Cheque Return Charges₹ 350/- per cheque (For Inward Clearing)
₹ 150/- per cheque (For Outward Clearing)
9.Cheque Return Charges for ECS₹ 350/- per cheque
10.Outward Cheque Return Charges₹ 150/- + V.P. Charges
11.Stop Payment Charges₹ 75/- per cheque
12.Cheque Book Charges - (Printing)Savings ₹ 20/- per book. CD/Cash Credit ₹ 2/- per cheque.
13.Loan Document Charges -For All types of loan documentation charges (Excluding other secured loan) -
upto 1 lakh.150/-
₹ 1 lakh to 5 lakh.300/-
₹ 5 lakh to 10 lakh.700/-
₹ 10 lakh to 25 lakh.1,200/-
₹ 25 lakh and above.2,000/-
14.Processing Charges -
For New loan1.00% for loan amt. (Minimum ₹ 500/-)
For Renewal.0.15% for loan amount. (Minimum ₹ 1000/- and Maximum ₹ 30,000/-)
Cash credit renewal term extension charges0.15% for loan amount. (Maximum ₹ 30,000/-)
Note :- Charges are not levied on loans up to ₹ 25,000/- in Priority Sector Lending.
15.Loan Re-sanction -
₹ 1 lakh to 5 lakh₹ 200/-
₹ 5 lakh to 10 lakh₹ 500/-
₹ 10 lakh & above₹ 700/-
16.Form Fee Charges -
iLoan demand Form₹ 100/-
iiGold mortgage/ Deposit mortgage/ B.G. and L.C.No
17.Bank Guarantee Commission -
A)Secured against 100% Fixed Deposit Receipt
iPer annum (Percentage)1%
iiMinimum₹ 200/-
iiiMaximumNo limit
B)Secured against 25% Fixed Deposit and 75% against property, Machinery etc.,
iPer annum (Percentage)2%
iiMinimum₹ 200/-
iiiMaximumNo limit
Commission/Charges for full period should be recovered at the time of issuing BG/LC.
If claim period mentioned in Guarantee, Commission should be taken up to claim period.
Re-conveys Deed₹ 200/-
18.LC Commission -
Particulars1 Qtr2 Qtr3 Qtr4 Qtr
Sight0.30% 0.60%0.90% 1.20%
Upto 90 Days0.60% 0.90% 1.20%1.50%
Minimum Commission : ₹. 2,000/-
Amendment Charges : ₹. 500/-Swift Charges : ₹. 500/-
Postage/Courier Charges : ₹. 1,000/-
19.RTO Trade Service Charges -
Two wheeler Motor cycle₹ 250/-
Four wheeler Motorcar and Auto Rickshaw₹ 500/-
For Tractor/Truck/Dumper₹ 700/-
20Solvency Certificate -0.10% of Solvency amount (Minimum ₹. 1000/- Maximum ₹. 10,000/-)
21A) Locker Rent (Yearly) (1 April to 31st March)
TypeHeight (cm)Width (cm)Depth (cm)Rent (Yearly)
A Type125175492₹ 600
B Type159210492₹ 1200
C Type125352492₹ 1000
D Type189263492₹ 1400
E Type159424492₹ 1700
F Type278352492₹ 2100
G Type189530492₹ 2300
H Type321424492₹ 2900
LL Type404530492₹ 4000
L2 Type385530492₹ 3400
B) Deposit - Locker Key Deposit ₹. 5,000/-
22RTGS Charges -₹ . 2 to 5 lakh ₹. 10 + GST & Above ₹. 5 lakh ₹. 20 + GST
23NEFT Charges -Upto ₹10,000 — ₹2.50 + GST
₹10,000 to ₹1,00,000 — ₹5.00 + GST
₹1,00,001 to ₹2,00,000 — ₹15.00 + GST
Above ₹2,00,000 — ₹25.00 + GST
24ATM Card - Service for Savings & Current A/c. -
ATM Card free.
Annual maintenance Charges₹ . 100/- + GST
25ATM Charges - (For other Banks ATM)Monthly 5 transaction free (Inclusive Financial & Non-Financial Transaction )
Above 5 transactions – ₹. 20/- of each transaction (Both Financial & Non-Financial Transaction )
For bank employees are not applicable.
26ATM Charges - (For Our Banks ATM)Monthly 5 transaction free (Inclusive Financial & Non-Financial Transaction )
Above 5 transactions – ₹. 10/- of each transaction (Both Financial & Non-Financial Transaction )
For bank employees are not applicable.
27For Current & Saving A/c. Minimum Balance charges.
A) Savings Account -Minimum Balance Amt.
1. Without cheque book :
Metro1,000/-
Urban500/-
Rural300/-
2. For cheque book facility :
Metro2,500/-
Urban1,500/-
Rural1,000/-
Note: On All Savings Accounts, No charges will be applied for not maintaining the minimum balance.
B) Current Account - Minimum Balance not maintained of ₹. 75/- +GST Per Quarterly.
Metro5,000/-
Urban3,000/-
Rural2,000/-
Metro BranchKalbadevi -Mumbai, Mulund (W.), Thane, Vashi-Navi Mumbai, Bengaluru.
Urban BranchesBhende Galli-Kolhapur, Jaysingpur, Peth Vadgaon, Shahupuri-Kolhapur, Main Branch- Ichalkaranji, Ind-Estate, Ichalkaranji, Laxmi Road-Pune, Gadhinglaj, Karad, Market Yard- Sangli, Gaonbhag-Ichalkaranji, Solapur, Gultekadi-Pune, Jawaharnager-Ichalkaranji, Nasik, Kothrud-Pune, Chh. Sambhaji Nagar (Aurangabad), Latur, Shahapur-Ichalkarnji, Jalna, Ahilyanagar ( Ahmadnagar), Hubli, Belgavi, Hadapsar-Pune, Bhosari-Pune, Panchvati-Nashik, Nipani, Palus.
Rural BranchesShirol , Gandhinagar, Hupari, Gargoti, Ajara, Sulkud, Aud.Vasahat-Hatkanangale, Pattan-Kodoli, Shirguppi, Kumbhoj, Kurundwad.
C) Smart Premium Current Account -
iAverage Quarterly Balance (e.g., For all branches except Mumbai, Thane, Mulund, Vashi, Bangalore)₹ . 10,000/-
iiAverage Quarterly Balance (e.g., For Mumbai, Thane, Mulund, Vashi, Bangalore branches)₹ . 25,000/-
1At the time of opening the account, an amount of ₹. 5000/- can be opened for metro branches, ₹. 3000/- for urban branches and ₹. 2000/- for rural branches. After that, it is necessary to maintain the quarterly average balance of the account as mentioned above.
2Free Cash withdrawal and deposit
3Free ATM card (Only for Proprietor Firms)
4Free NEFT and Per RTGS ₹. 10 + CST
5A copy of Statement of account is free per month.
6Free Mobile Banking and Internet Banking (Only for view)
7Free cheque collection
8Any branch banking facility available (Excluding cash transaction)
9DD. Commission payment 50% of existing charges
10Free cash deposit in a branch other than base branch upto ₹. 2 Lakh per day
11Cheque return Inward and Outward charges will be applicable as normal Current Accounts.
12If a required balance is not maintained charges will be charged on quarterly basis of ₹.600/-
13Annual maintenance charges at ₹. 125/-.
icon Existing Current Account can be converted under above Current Account schemes.
icon Bank reserves the right to change in above rules. Changes will be displayed at branch notice board from time to time.
Saving / Current Bank Account Closed Charges -
28Saving₹ . 50/-
Current₹ . 200/-
ABB Cash Transaction -Customer from base branch to other branch cash amount per Packet ₹. 5/- (100 Pieces) Charges. This charges will be debited to the particular account at that time. (Minimum ₹. 10/- and Maximum No Limit)
29SMS Charges -
30Only for SMS registration account
Total SMS charges on an actual quarterly basis.₹ . 0.40/- paise + GST (Each SMS)
31Annual Account maintenance Charges – (Saving and Current) Excluding Dormant and Inoperative₹ . 125 + GST Yearly
Mobile Banking Annual Maintenance Charges -₹ . 50 + GST Yearly
Income Tax, TDS and Other Tax payment Charges -₹ . 15 + GST (Each Challan)

Note:

  • iconAll the above charges + separate GST will be charged. (Charges + GST)
  • iconLocker rent will be charged annually in advance. If the account holder opens the locker during the financial year, then it will be charged monthly till March (for the remaining period) and thereafter it will be charged annually and it will be charged in the month of April.
  • iconThe right to give discount/rebate in charges will be with the joint signature of the Chief Executive Officer, General Manager and Senior Officer.
  • iconThe above charges will not be applicable to bank employees. (Except for ECS return)
  • iconBank employees will be charged 50% charges for one locker and it will be applicable for individual/joint name. Also, if more than one locker is taken, the charges will have to be paid as per the rules of the bank.
0