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  • Recurring Deposit
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Recurring Deposit

Build disciplined savings with small monthly deposits and enjoy assured returns with our Recurring Deposit Scheme. Ideal for long-term goals, financial stability, and secure wealth creation.

Key Benefits:
  • icon
    Save Monthly, Grow Steadily
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    Attractive Interest With Zero Risk
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    Perfect for Future Goals & Milestones

Calculate Your Recurring


Start Recurring Deposit with KAJIS Bank.
Key Benefits:

Core Features of Our Recurring Fixed Deposits

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High-Growth Interest Rates

Earn attractive returns that outperform regular savings options.

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Extra Benefits for Senior Citizens

Enjoy higher interest rates designed especially for senior investors.

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100% Guaranteed Returns

Your investment is safe, stable, and guaranteed to grow steadily.

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Secure & Trusted Investment

Built on strong financial security, ensuring complete peace of mind.

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Flexible Deposit Tenures

Choose a deposit period that fits your financial goals perfectly.

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Earn More With Monthly Payouts

Get periodic interest payouts that support your monthly financial needs.

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KAIJS Bank Attractive Deposit Schemes

AS PER BOARD RESOLUTION NO. 25 DT.12/12/2025 NEW INTEREST RATES APPLICABLE w.e.f.16/12/2025.

Pigmy Deposit

Recurring Deposit

Student Recurring Deposit

Sukanya Recurring Deposit

Mahila Suvarnalankar Deposit

Pigmy Deposit
  • icon2.60% rate of interest for a period of one year and two years and above 3.50%.
  • iconSpecial Savings Rate of Interest: 2.60%
  • iconBasic Saving Deposit Account: 2.60%
  • iconTax Saving Vikas Deposit Scheme (Rate of Interest 7.60%)

Conditions
  • iconFacility is allowed to Individual Person or Joint Account Holders and Hindu Undivided Family
  • iconDeposit amount will be eligible for Income Tax benefit under IT Act 80 C.
  • iconPeriod of deposit will be 5 years, premature closure is not allowed.
  • iconNo Loan available against this scheme
  • iconNo premature withdrawal allowed.
  • iconTDS is applicable on the interest of Deposit Amount.
  • iconDeposit amount will be Rs. 100/- or in multiples of Rs. 100/-
  • iconMonthly, quarterly, half-yearly interest will be given or maturity amount will be paid with interest on maturity.
  • iconDuration of deposit will be minimum 5 years and maximum 10 years.
  • iconNomination facility is available
  • icon8.10% rate of interest for senior citizen.
Recurring Deposit (For Installment ₹ 100)
GeneralSenior Citizens
PeriodInt. RateMaturity Amt.Int. RateMaturity Amt.
12 Months7.00%12467.50%1250
24 Months7.00%25827.50%2596
36 Months7.10%40207.60%4052
48 Months7.10%55607.60%5619
60 Months7.10%72127.60%7308
72 Months7.10%89857.60%9130
84 Months7.10%108877.60%11094
96 Months7.10%129287.60%13212
108 Months7.10%151177.60%15495
120 Months7.10%174667.60%17957
Name of the SchemeStudent Recurring Deposit Scheme
PurposeFor monthly investment
EligibilityMinor Student (Parents and minor guardian)
Minimum Investment₹ 500/- and Multiples of ₹ 100/-
Scheme Period120 Months (from date of deposit)
Rate of Interest7.75%
Maturity Amount₹ 91,808/- (per month ₹ 500/- after 10 years)

Other Conditions

  • 1.The scheme will commence w.e.f 1st January 2018.
  • 2. said scheme is for women only.
  • 3.Deposit Mortgage facility will be availed as per bank policy.
  • 4.1% more interest for children’s accounts of staff.
  • 5.Pre-mature closure allowed as per bank rules.
  • 6.TDS applicable as per Income Tax Rules.
  • 7.All recurring deposit rules apply.
  • 8.KYC documents mandatory.
  • 9.Board of Directors can change/close scheme anytime.
NAME OF THE SCHEME
Sukanya Recurring Deposit Scheme
Purpose
For monthly investment
Eligibility
  • 1. Mature daughter/girl
  • 2. Minor guardian
Minimum Investment
₹ 1000/- and Multiples of ₹ 100/-
Scheme Period

Minimum 5 Years – Maximum 10 Years

Rate of Interest
7.75% for all periods
Maturity Amount
  • 5 Years — ₹ 73,862/- (per month ₹ 1000/-)
  • 6 Years — ₹ 92,480/- (per month ₹ 1000/-)
  • 7 Years — ₹ 1,12,632/- (per month ₹ 1000/-)
  • 8 Years — ₹ 1,34,446/- (per month ₹ 1000/-)
  • 9 Years — ₹ 1,58,058/- (per month ₹ 1000/-)
  • 10 Years — ₹ 1,83,616/- (per month ₹ 1000/-)

Other Conditions

  • 1. The scheme will commence w.e.f 1st January 2018.
  • 2. The scheme is applicable for daughters/girls only.
  • 3. Deposit Mortgage facility as per bank policy.
  • 4. 1% additional interest for staff.
  • 5. Pre-mature closure allowed as per bank rules.
  • 6. TDS applicable as per Income Tax rules.
  • 7. All recurring deposit rules of the scheme will apply.
  • 8. KYC documents are mandatory.
  • 9. Board may change/close the policy anytime.
Name of the Scheme
Mahila Suvarnalankar Recurring Deposit Scheme
Purpose
For monthly investment
Eligibility
Individual women, Mature Daughter or Minor Guardian
Minimum Investment
₹ 500/- and multiples of ₹ 100/-
Scheme Period

Minimum 3 Years – Maximum 7 Years

Rate of Interest
7.75% for all periods
Maturity Amount
  • 3 Years — ₹20,386/- (per month ₹500/-)
  • 4 Years — ₹28,331/- (per month ₹500/-)
  • 5 Years — ₹36,931/- (per month ₹500/-)
  • 6 Years — ₹46,240/- (per month ₹500/-)
  • 7 Years — ₹56,316/- (per month ₹500/-)

Other Conditions

  • 1. Scheme effective from 1st January 2018.
  • 2. Scheme is for women only.
  • 3. Scheme can be taken in favour of matured daughter.
  • 4. Minor guardian mother/father name can be started.
  • 5. Scheme also applicable for individual women.
  • 6. Deposit mortgage facility as per bank policy.
  • 7. 1% additional interest for staff.
  • 8. 0.25% additional interest for senior citizens.
  • 9. Pre-mature closure allowed as per rules.
  • 10. TDS applicable as per Income Tax rules.
  • 11. All recurring deposit rules apply.
  • 12. KYC documents mandatory.
  • 13. Board may modify/close policy from time to time.
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