Applicant should be confirmed employee.

Applicant should be employee of any government, semi-government, municipal corporation, municipal council, district council, taluka council, co-operative firm, private firm, company.

No any disciplinary action shall be taken against employee or he should not be a civil criminal.

Consent letter should be given regarding deduction of loan installment from salary & authority letter regarding retirement benefit to be taken on record.

Agreement monthly deduction from salary should not be more than 65% of monthly salary.

Last three years balance sheet, income tax returns, and registration papers.

Last three years income tax return copy / TDS certificate.

For two wheelers Maximum 3 years

For four wheelers Maximum 5/7 years

Hypothecation of vehicle to be purchased.

Two guarantors required

Pro forma invoice / quotation from dealer, valuation for old vehicle.

Photographs, identity proof, age proof, photo proof, residence proof of borrower & guarantor, license copy.

Old Vehicle’s original copy of R.C.T.C. book, Tax book, Insurance policy, Invoice Etc.

In case of salaried customers salary slip, IT returns with computation of income.

In case of self employed profit & loss A/c, balance sheet & IT returns.

Blank vehicle transfer form duly signed by applicant.