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special-fixed-deposit

Special Fixed Deposit

Grow your money with confidence through our Special Fixed Deposit Scheme, designed to deliver higher returns, secure savings, and flexible investment periods.

Key Benefits:
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    Choose Your Growth Pattern
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    Higher Returns for Senior Citizens
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    Transparent and Reliable

Calculate Special Deposit


Start special FD with KAJIS Bank and secure your future.
Key Features

Core Features of Our Special Fixed Deposits

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Pre-Defined Growth Advantage

Each deposit plan is crafted with a guaranteed maturity amount, so you always know your future returns with certainty.

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Higher Rates for Senior Citizens

Senior citizen investors enjoy privileged, higher interest rates that maximize long-term savings.

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Flexible Tenure Choices

Choose from unique tenure options like 67 months or 115 months based on the growth outcome you want.

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Safe & Transparent Savings

Your money grows in a risk-free environment with complete clarity on interest rates and maturity values.

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Ideal for Long-Term Goals

Designed for those who want stability and predictable financial outcomes for future milestones.

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Seamless Account Options

Savings, Pigmi, BSBD, and Special SB accounts come with simple, uniform rates for easy financial planning.

Interest Rates

KAIJS Bank Attractive Deposit Schemes

As per Board Resolution NO. 25 DT.12/12/2025, new interest rates are applicable w.e.f.16/12/2025.

Special Fixed Deposit
General (Below Rs.1 Crore)Senior Citizens (Below Rs.1 Crore)
PeriodAmountInterest RateMaturity AmountPeriodAmountInterest RateMaturity Amount
1½ Times (Benefit): 69 Months & 4 Days 100/- 7.10%150.00 1½ Times (Benefit): 64 Months & 20 Days 100/- 7.60%150.00
Double Benefit: 118 Months & 6 Days 100/- 7.10%200.00 Double Benefit: 110 Months & 15 Days 100/- 7.60%200.00
Saving's Rate 2.60%Special S/B A/c 2.60%
Pigmi Deposit 2.60%BSBD A/cs. 2.60%
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